Finding the right mortgage for your own unique circumstances can be difficult, not to mention stressful. At Sage Independent Mortgage Advice we can take care of this for you and endeavour to make buying your home or remortgaging that little bit easier for you. We are able to offer independent mortgage advice in Stourbridge, Halesowen, Dudley, Wolverhampton and surrounding areas.
We are independent, which means that we will search a comprehensive range of lenders to ensure we find the best product for you. We are not tied to any lenders. You can choose to pay nothing for our service or to pay a fee, usually 0.5% of the loan, and receive a full refund of any commission that we earn from the mortgage provider - the choice is yours.
If you choose not to pay a fee, we will be paid commission by the lender. We can arrange your mortgage for you wherever or whenever it is best for you. If you prefer to meet face to face or to deal by phone or email, we can do this at a time or place that is convenient to you, even if this is outside of normal office hours.
We are independent, which means that we will search a comprehensive range of lenders to ensure we find the best product for you. We are not tied to any lenders. You can choose to pay nothing for our service or to pay a fee, usually 0.5% of the loan, and receive a full refund of any commission that we earn from the mortgage provider - the choice is yours.
If you choose not to pay a fee, we will be paid commission by the lender. We can arrange your mortgage for you wherever or whenever it is best for you. If you prefer to meet face to face or to deal by phone or email, we can do this at a time or place that is convenient to you, even if this is outside of normal office hours.
Services
Buying your first home can be exciting and bewildering.
We will be able to explain each aspect of the process including working out how much you can borrow, how much it will cost, obtaining an Agreement in Principle, processing the application for you and explaining the various terms that are used by mortgage companies, solicitors and estate agents.
Buying your first home was stressful enough, but moving home can be even more challenging.
We will be able to explain the process to you, help with the legal paperwork, as well as review your existing mortgage and protection arrangements to try and ensure that you can just focus on packing boxes ready for the move.
We will be able to explain each aspect of the process including working out how much you can borrow, how much it will cost, obtaining an Agreement in Principle, processing the application for you and explaining the various terms that are used by mortgage companies, solicitors and estate agents.
Buying your first home was stressful enough, but moving home can be even more challenging.
We will be able to explain the process to you, help with the legal paperwork, as well as review your existing mortgage and protection arrangements to try and ensure that you can just focus on packing boxes ready for the move.
This can vary from one situation to another.
Generally speaking, the mortgage offer can be available within 2-3 weeks.
The work that the solicitors do can take a little longer, but the whole process will normally be completed within 8-12 weeks.
It's true that self employed people are often assessed slightly different to those in employment.
However, we are experts in this area and can guide you through the process and find lenders that suit your circumstances.
As long as you have 1-2 years accounts, we will generally be able to help.
Generally speaking, the mortgage offer can be available within 2-3 weeks.
The work that the solicitors do can take a little longer, but the whole process will normally be completed within 8-12 weeks.
It's true that self employed people are often assessed slightly different to those in employment.
However, we are experts in this area and can guide you through the process and find lenders that suit your circumstances.
As long as you have 1-2 years accounts, we will generally be able to help.
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