Business Details
17 Years
experience
Your Trusted Financial Partner for Mortgages & Wealth Management
One Stop Finance was established in October 2009 through the merger of Magic Mortgages and Oyster Mortgages, bolstered by the expertise of Marcus Rolle, a mortgage broker with over 30 years' experience. Our team's average industry tenure of 15 years reflects our deep-rooted commitment to financial services, having navigated the global financial crisis while maintaining growth. We offer a comprehensive suite of services including mortgages, protection, legal protection, wealth management, and will writing, positioning ourselves as a true one-stop solution for personal, family, and business financial needs.Our Hemel Hempstead and London offices serve clients with tailored advice, supported by a team that includes specialists in tax planning, trusts, and probate. As an appointed representative of Quilter Financial Services Ltd (FCA-regulated), we combine regulatory compliance with a client-centric approach, ensuring transparency in fees and processes. Our founders' military, corporate, and independent advisory backgrounds inform our disciplined yet personable service delivery, catering to first-time buyers, high-net-worth individuals, and portfolio landlords alike.
Services
Mortgages
Protection
Legal Protection
Wealth Management
Will Writing
Probate Services
Tax Planning
Trusts
Commercial Mortgages
Equity Release
Details
- Year established: 2009
Highlights and features
- 30+ years' combined experience in mortgage and financial planning sectors
- FCA-regulated status ensuring compliance and client protection
- Comprehensive one-stop service covering mortgages, protection, and estate planning
- Transparent fee structure with no hidden charges
- Local market expertise in Hemel Hempstead and London property markets
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Expert knowledge
Transparent fees
Personalised service
Long-term support
Comprehensive solutions
Services
Mortgages
We provide comprehensive mortgage solutions tailored to individual circumstances, including first-time buyer mortgages, remortgaging, buy-to-let, and commercial mortgages. Our FCA-regulated advisers access exclusive products through the Quilter Financial Planning network, ensuring competitive rates. With expertise in high-net-worth lending and complex cases, we guide clients through the entire process from application to completion.
Protection
Our protection services safeguard clients against financial risks through life insurance, critical illness cover, and income protection. We work with a panel of insurers to find suitable policies considering individual medical histories and occupations. Our advisers ensure full disclosure during underwriting to maintain policy validity, while explaining terms and conditions clearly to meet clients' protection needs.
Wealth Management
We offer strategic wealth management covering retirement planning, inheritance tax mitigation, and investment strategies. Our collaborative approach combines technical expertise with personalized service, creating adaptable financial plans. While inheritance tax planning falls outside FCA regulation, we maintain rigorous due diligence to ensure clients' long-term financial objectives are met through structured investment and succession planning.
Legal Protection
Through referral partnerships, we provide will writing, lasting powers of attorney, and probate services. These non-FCA-regulated services focus on asset protection through discretionary trusts and guardianship appointments. Our collaboration with Lifetime Solicitors ensures legally sound documentation for estate planning, including protective property trusts and pilot trusts for efficient wealth transfer.
Equity Release
Our equity release solutions enable homeowners aged 55+ to access property wealth without relocating. We explain how lifetime mortgages and home reversion plans affect inheritance and means-tested benefits. Advisers consider clients' long-term care plans and family circumstances, ensuring these non-regulated products align with overall financial strategies while maintaining transparency about associated risks.
People
Marcus Rolle
Director
Former Royal Artillery officer with 24 years in mortgage broking at Chase De Vere. Founded One Stop Finance in 2009 after industry experience spanning the 2008 financial crisis. Specialises in mortgages, protection, and tax planning.
Mike Dimonaco
General Manager
Financial services professional since 1982, previously managing Magic Mortgages before transitioning to One Stop Finance in 2009. Hemel Hempstead native focused on community engagement and mortgage advisory services.
Tony Balzan
Financial Planner
Fully qualified adviser with 25+ years' experience in comprehensive financial planning. Specialises in pensions, investments, and full financial planning beyond basic mortgage advice, supporting Luton Town FC.
Edgar Hill
Protection Advisor
31-year financial services veteran with experience at Pearl Assurance and Zurich. Former St. Albans mayor with expertise in protection products, combining regulatory knowledge with practical client-focused solutions.
Neil Harris
Mortgage Advisor
Since 2009, has built extensive local client base in Hemel Hempstead. Specialises in mortgages and protection, known for attentive service to both first-time buyers and experienced property investors.
Questions
What mortgage types do you offer?
We provide first-time buyer mortgages, remortgages, buy-to-let, commercial mortgages, equity release, and bridging finance through our whole-of-market service.
Are your financial advisers qualified?
Yes, our team holds CeMAP qualifications and FCA-regulated status, with many advisers having 20+ years' industry experience.
Do you offer protection insurance?
Yes, we arrange life insurance, critical illness cover, and income protection through a panel of insurers, tailored to individual circumstances.
Can you help with will writing?
We refer clients to Lifetime Solicitors for will writing, lasting powers of attorney, and probate services as these fall outside FCA regulation.
What areas do you cover?
We operate from Hemel Hempstead and London offices, serving clients nationwide across the UK for mortgage and financial planning needs.
How are your fees structured?
We charge transparent fees for mortgage advice varying by circumstances, clearly explained in our Terms of Business document.
