Berks Finance
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Berks Finance
Management at Berks Finance have vast experience of corporate and private banking, credit appraisals and mortgage market. Our corporate team is headed by retired vice president from an international bank. Similarly our in house credit team is headed by ex-credit manager from corporate banking. We have close relationships with major banks as well niche lenders.

Right from first point of contact we try to understand your business need and find the right lending product most suitable for your business. This includes arranging a visit to your business premises, going through your financials, holding initial meeting with the bank to discuss your case. We then prepare a comprehensive report on your business, market analysis, financial analysis, loan serviceability and viability and then prepare a credit application to get the funding approved by the bank.

Our residential mortgage team consists of experienced panel who have access to all mortgage lenders. Tempting headline mortgage rates are often tied up with high fee or other conditions that can make the offer / product unsuitable for your need.
Services
Our mortgage service is designed to save you time and money.
As well as finding the right mortgage, we will also make sure it completes on time, making the whole process a lot less stressful.
Whether you are self-employed with only one year of accounts or a professional with no tax return, we can find the right source of mortgage for you.
Whether you are a self-employed contractor like IT or building contractor we can find the lender who will assess your mortgage application on an individual basis rather than using a systematic approach.
Buying a house for the very first time is one of the most exciting feelings towards owning your own house.
Good news is that mortgage lenders are keen on first time buyers, resulting in a huge number of mortgage schemes that are widely available.
Given the types and complexity of mortgage options available in the market for first time buyers, it makes sense to take professional advice.
At Berks Finance we select the best deal from every lender in the country for first time buyers.
Our advice is free and our quotes carry no obligation whatsoever.
Lot of people invest in residential properties with the objective to earn rental income.
Over the period market for buy to let mortgages has boomed, and lenders have introduced many various types of buy to let mortgage products.
This has also made buy to let financing more complicated and confusing.
It is crucial that you secure the right type of buy to let mortgage that suits your circumstances.
We have wealth of experience in selecting the best buy to let mortgage deals from vast range of either high street lenders or niche lender operating in this market.
The right to buy scheme allows council tenants to buy their homes at a discounted price, provided that they meet minimal qualification criteria.
To qualify for the right to buy you need to have been public sector tenant for a minimum of two years.
We specialise in providing right to buy mortgages for council & housing association tenants to buy their council house.
Our advice is free and our quotes carry no obligation whatsoever.
If you would like to make an enquiry with us, our advisors are available only a phone call away, or if you prefer we can call you back.
In current mortgage climate lots of people are having difficulties in obtaining a mortgage, especially if you are after mortgages for the self-employed.
For many self-employed people sourcing a mortgage has become more difficult with the removal of self-certification mortgage system following the FCA changes.
Majority of lenders now require three years trading accounts or tax returns for example, which can make things very difficult.
There are in fact lenders available who can offer a solution to three year accounts or tax returns.
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