Business Details
Your Trusted Mortgage Broker in Slough
Berks Finance is a dedicated mortgage advisory firm serving first-time buyers, landlords, self-employed individuals, and businesses seeking tailored financing solutions. Our team prioritises client needs by appointing dedicated account managers who oversee mortgage applications from start to completion, ensuring transparency and regular updates. We collaborate with solicitors, estate agents, and lenders to streamline processes, specialising in residential and commercial mortgages, including complex cases with adverse credit or limited financial histories.Our free, obligation-free advice aims to simplify property financing, while our protection services offer life cover, critical illness cover, and income security. With expertise in niche markets like buy-to-let and development finance, we provide customised solutions for diverse client requirements.
Services
Residential Mortgages
Commercial Mortgages
Buy-to-Let Mortgages
Self-Employed Mortgages
Protection Services
Highlights and features
- We assign dedicated account managers for end-to-end mortgage support.
- Our team specialises in complex cases, including adverse credit and self-employed mortgages.
- We collaborate directly with lenders, solicitors, and estate agents for seamless processing.
- We offer free, obligation-free mortgage advice with no hidden fees.
- Our protection services include life cover, critical illness cover, and income security.
What people say
Knowledgeable team
Tailored solutions
Dedicated account managers
Competitive rates
Transparent process
Services
Residential Mortgages
Berks Finance provides residential mortgage solutions for first-time buyers, home movers, and those with adverse credit histories. We partner with lenders to secure competitive rates, including 95% LTV options and government schemes. Our dedicated advisers guide clients through the application process, ensuring tailored financing for individual needs.
Commercial Mortgages
We offer commercial mortgages for trading businesses, investment properties, and development projects. Our team arranges financing up to 100% LTV for sectors like healthcare and hospitality, with flexible repayment terms. Specialist products include merchant cash advances and mezzanine finance for cash flow gaps.
Buy-to-Let Mortgages
Berks Finance specialises in buy-to-let mortgages for novice and experienced landlords. We access niche lenders offering up to 85% LTV, interest-only options, and student/holiday let financing. Our advisers help clients navigate tax implications and maximise rental yields through strategic lending.
Self-Employed Mortgages
We assist self-employed individuals with complex income structures, including sole traders and company directors. Our solutions accommodate one-year accounts, no tax returns, or adverse credit histories. We secure lenders requiring minimal documentation while ensuring competitive rates for varied financial profiles.
Protection Services
Our protection services include life cover, critical illness cover, and income protection. Policies provide tax-free lump sums or monthly benefits for unforeseen circumstances, with options for family income benefits and child coverage. Advisers ensure clients select appropriate levels of protection aligned with mortgage commitments.
People
Fahad Hussain
Director
Fahad leads strategic growth initiatives at Berks Finance, leveraging over 15 years of experience in mortgage broking and financial services. He focuses on expanding partnerships with lenders and ensuring compliance with regulatory standards.
Hayyan Deen
Head of Client Services
Hayyan oversees client relations and service delivery, ensuring seamless mortgage application processes. With a background in customer-centric finance roles, he prioritises client satisfaction through transparent communication and dedicated account management.
Anam Raja
Head of Research
Anam leads market analysis and product development, identifying emerging trends in mortgage and protection sectors. Her expertise in financial research drives data-driven solutions for clients' evolving needs.
Carl Butcher
Head of IT
Carl manages technological infrastructure and digital innovation at Berks Finance. He ensures secure, efficient systems support client interactions and streamline mortgage processing workflows.
Questions
What mortgage options are available for first-time buyers?
We offer 95% LTV mortgages, government schemes (Shared Ownership, Right to Buy), and competitive rates tailored to first-time buyers' financial profiles.
Can self-employed individuals with one year of accounts get a mortgage?
Yes. We partner with lenders accepting one-year accounts or alternative income verification methods for self-employed applicants.
Do you offer commercial mortgages for businesses with adverse credit?
Yes. We assess applications case-by-case, considering mitigating factors and business viability for clients with adverse credit histories.
What protection plans cover mortgage payments during illness?
Our income cover provides tax-free monthly benefits if you're unable to work due to accident or illness, ensuring mortgage payments continue.
How quickly can development finance be arranged?
We typically secure development finance within 48 hours for eligible projects, with loan disbursements tied to project milestones.
