Business Details
Independent Mortgage Advisors in Liverpool
Mortgage Xperts is an independent mortgage advisory firm with decades of experience in property finance. We specialise in accessing a comprehensive range of mortgage and bridging loan products tailored to individual client needs. Our team has supported hundreds of clients, including those with complex financial circumstances, by providing personalised guidance through every stage of the mortgage process. We prioritise affordability and suitability, ensuring clients secure financing aligned with their long-term goals.Our expertise spans first-time buyer mortgages, residential and commercial property financing, buy-to-let portfolios, and secured loan solutions. We pride ourselves on transparency, efficiency, and maintaining industry-leading standards through our Financial Conduct Authority authorisation. By combining market knowledge with a client-centric approach, we deliver time-sensitive solutions while maintaining clear communication throughout the transaction lifecycle.
Services
Residential Mortgages
Commercial Mortgages
First-Time Buyer Mortgages
Remortgages
Buy-to-Let Mortgages
Secured Loans
Bridging Loans
Highlights and features
- We offer access to a comprehensive range of mortgage products across the entire market
- Our team has decades of experience in residential and commercial property finance
- We provide transparent, fee-free initial consultations with no obligation
- We specialise in complex cases including adverse credit and self-employed applicants
- Our FCA authorisation ensures compliance with the highest regulatory standards
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Professional and knowledgeable
Superb advice
Breath of fresh air
Efficient manner
Highly recommend
Services
Residential Mortgages
We provide tailored residential mortgage solutions for home movers and property purchasers. Our FCA-regulated advisors help clients secure competitive rates across fixed, tracker, and variable rate products. With access to the entire mortgage market, we specialise in finding suitable financing options for standard and complex cases alike.
First-Time Buyer Mortgages
Our specialists guide first-time buyers through the mortgage process with expert advice on available schemes and affordability criteria. We help clients navigate deposit requirements, government incentives, and lender criteria to secure their first property in Liverpool and across the UK.
Buy-to-Let Mortgages
We support property investors with competitive buy-to-let mortgage options for portfolio growth. Our services include portfolio management advice, tax-efficient structuring, and access to specialist lenders catering to landlords with varying experience levels and investment scales.
Commercial Mortgages
Our commercial finance experts assist businesses with property development and investment financing. We connect clients with lenders offering competitive terms for commercial premises purchases, renovations, and large-scale developments across various sectors.
Secured Loans
We offer secured loan solutions for capital raising without disturbing existing mortgage arrangements. Our products feature LTVs up to 95%, loan sizes from 10,000 to 2.5 million, and fixed rates from 4.95% with no early redemption charges.
People
Brian
Mortgage Advisor
Experienced mortgage advisor specialising in residential and commercial property finance with over 15 years' experience in the Liverpool market.
Andy
Mortgage Advisor
Certified mortgage expert focusing on complex cases and first-time buyer schemes with extensive knowledge of local property markets.
Rachel
Mortgage Advisor
Specialist in buy-to-let mortgages and investment portfolio financing with a track record of securing competitive deals for landlords.
Questions
What mortgage types do you offer?
We provide residential, commercial, buy-to-let, first-time buyer, remortgage, and secured loan options across fixed, tracker, and variable rate products.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority under reference number 726136 for mortgage and financial advice services.
How quickly can you process a mortgage?
We prioritise fast-track processing with typical completions within 4-8 weeks depending on client circumstances and lender requirements.
Can you help with adverse credit mortgages?
Yes, we specialise in non-conforming products for clients with credit challenges, including debt management plans and previous bankruptcies.
Do you charge fees for mortgage advice?
We offer free initial consultations with transparent fee structures disclosed upfront before any commitment.
