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Parity Trust You can unsubscribe at any time. Shared Ownership mortgages available with deposits as low as 5% required - subject to eligibility. Shared Equity Homebuy can help you by providing a loan for up to 20% of the cost of your home reducing the amount you need towards a deposit. We work on the same side of the table as you - with your own dedicated loans adviser, we provide an inclusive, personal, friendly service.

Made-to-measure lending - you can trust us to find the right solution for your needs, no matter your circumstances. Hassle-free process - we make it easy, with no lengthy applications forms and a free review of your finances.
Highlights

read more › We offer a range of flexible affordable loans and mortgages to help you move or improve, no matter your circumstances. Shared Ownership mortgages available with deposits as low as 5% required - subject to eligibility. Shared Equity Homebuy can help you by providing a loan for up to 20% of the cost of your home reducing the amount you need towards a deposit. Parity Trust is the specialist secured loan and mortgage provider for affordable and decent homes. We are committed to providing affordable loans and mortgages, through bespoke packages, to people and communities who are marginalised from accessing mainstream finance.

read more › Sandeep specialises in commercial finance. He has over 35 years in Banking and Finance and in 2017, set up his commercial finance business. Sandeep's core objective is to assist businesses to realise their strategic and long-term goals. He is a non-executive Director, Partnerships Portfolio, at Hampshire Chamber of Commerce, Chair Southampton Business Strategy Group, Hampshire Chamber of Commerce 2015 - 2020, Chair of Southampton Connect (Southampton City Council), Finance Director of The New Forest Business Partnership CIC and Humanities Chairman at the Rotary Club of Highcliffe on Sea.

read more › You can unsubscribe at any time. Secured loans available for existing homeowners. You can borrow for a variety of purposes and subject to eligibility we will ensure that any loan offered is tailored to meet both your current and future needs. We work with a number of councils as well as providing our own finance, you can find out more on our about us page. If affordability is an issue we have some loan types available that do not require regular payments. Age doesn't need to be a barrier and as such we do not have any restrictions for older borrowers.

read more › You can unsubscribe at any time. Interest-only mortgage ending soon? If you have an interest only mortgage where the term is coming to an end and you're worried about repaying the capital, we can help with a Mortgage Extension. Your independence matters to us and our main aim is to ensure that you can continue to live in your home. Depending on your income, we can help you reduce the amount of capital outstanding, so that you can stay in the home you love. Need to move to a more suitable property?

read more › You can watch a film here which shows the work of Wickham Community Land Trust based in Hampshire, who we were proud to support during their first affordable homes project. You can unsubscribe at any time. Rental Payment - the Rental figure is an approximation and will vary with each development. Shared Ownership allows you to buy a set percentage of a property without needing to raise a mortgage and deposit for the full purchase price. You pay rent on the share of the property you do not own. For many this offers an affordable way of buying a property.

read more › Shared Equity Homebuy can help you by providing a loan for up to 20% of the cost of your home. You will only need to provide a 5% deposit and then obtain a 75% mortgage to make up the difference. Subject to eligibility this loan is available for properties on the open market, you do not have to purchase a new build to use our Shared Equity Homebuy. You can unsubscribe at any time. SE Loan Interest - in the first 5 years no payments are required. After this period interest is payable monthly and calculated on the original amount borrowed at a rate of 5.99%.

read more › You can unsubscribe at any time. You may be looking to secure your future by purchasing a property post-divorce or death of a partner. You might need to downsize or move but you are unable to transfer your current mortgage to another property. You may simply need to refinance, consolidate debts or require funds for home improvements / adaptations.

read more › People that need to Start Again following divorce or separation from a partner, or those looking to downsize or rightsize to a property which will suit future needs (a smaller home or somewhere closer to family). This finance is also available to expats wishing to return to the UK. Later Life borrowers; we have a number of secured loans and mortgages which are aimed at supporting those in or nearing retirement. Existing homeowners of all ages can apply for home improvement loans for property repairs or adaptations.

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