Mortgage Access
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Mortgage Access
We won't wrap you up in mortgage jargon and complex lines of questioning. We recognise that when it comes to property finance everything should be in black and white. This approach has served us well over the years, with many clients recommending our services. Sarah has worked in financial services for over 25 years and returned to mortgages 6 years ago.

Her customers have given her excellent reviews over the years, the majority returning to her and recommending their friends and family - the ultimate compliment. Financing your property can be a stressful time. We understand that sometimes it is difficult to decide on what is best amongst the miriad of options. We are here to help make those decisions easier giving you peace of mind and assurance that you are making the right choices.
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Whether you are finding it difficult to secure your ideal mortgage or are simply fed up with the hassle, at Mortgage Access we go the extra mile so you don't have to.
We will always do everything we can to make financing your property as pain free as possible.
We enjoy helping with even the most challenging financial requirements, so put us to the test.
We can meet with you at our offices or the majority of the time we can gather the information we need to find your ideal mortgage on the phone.
Your current mortgage deal may be nearing its end; this is likely to mean a move to your lender's standard variable rate which could result in a rise to your monthly mortgage payments.
You may also be able to save money each month if you remortgage before your current mortgage deal ends - we can do the calculations and let you know the options.
You can borrow extra money at the same time as remortgaging, perhaps to cover the cost of home improvements or to clear more expensive debts.
Are you planning to become a landlord or looking to increase your existing portfolio of properties?
The mortgage amount available will be based on the rental income the property can achieve, rather than your own personal income.
Lenders will require a larger deposit than for a residential mortgage, normally 25% of the property value.
We have access to many protection and insurance products and will help ensure your family, home and income are protected against unforeseen events.
This is a conversation that is often overlooked or people believe "it won't happen to me" - we believe that this part of our advice process is as important as your mortgage so will recommend a package specific to your requirements and budget so you continue to enjoy your lifestyle however your life changes.
We can access the right cover to enable your mortgage to be repaid if you were to die during the mortgage term.
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