Business Details
20 Years
experience
Your Trusted Mortgage Broker in Southampton
Established with a commitment to delivering tailored financial solutions, Pure Mortgage & Financial Planning has built a reputation for excellence over three decades. Our team of seasoned professionals, led by a dedicated adviser with more than 30 years of industry experience, specialises in providing bespoke mortgage and financial planning services. We operate as an appointed representative of PRIMIS Mortgage Network, ensuring access to a comprehensive panel of lenders that represent the entire market. Our approach prioritises transparency, client education, and long-term relationships, with every recommendation grounded in a deep understanding of individual client needs.We pride ourselves on navigating complex financial landscapes with precision, offering market insights and solutions that align with both immediate goals and future aspirations. Our regulatory compliance under the Financial Conduct Authority underscores our commitment to ethical standards and client protection. Testimonials consistently highlight our responsiveness, expertise, and the personal touch that defines our service, making us a trusted partner for clients across Southampton and beyond. With a focus on adaptability and continuous support, we ensure clients feel informed and confident at every stage of their financial journey.
Services
Residential Mortgages
Re-mortgages
Buy-to-Let Mortgages
Self Build
Bridging Loans
Protection
Home Insurance
Wills & Trusts
Details
- Year established: 2006
Highlights and features
- We offer 30+ years of mortgage industry expertise with a dedicated adviser.
- Our comprehensive lender panel ensures access to competitive market rates.
- FCA-regulated services guarantee ethical standards and client protection.
- Personalised advice tailored to individual financial goals and circumstances.
- Proven track record of resolving complex mortgage cases successfully.
Associations and certifications
- Financial Conduct Authority
- PRIMIS Mortgage Network
- Companies House
What people say
Brilliant
Invaluable help
Professional
Excellent adviser
150% customer service
Services
Residential Mortgages
We specialise in residential mortgage solutions tailored to first-time buyers, home movers, and those seeking to remortgage. Our service includes market analysis, product selection, and application support to secure competitive rates. Clients benefit from our extensive lender network and expertise in navigating complex eligibility criteria.
Buy-to-Let Mortgages
Our buy-to-let mortgage service caters to landlords and property investors seeking portfolio growth. We provide access to specialist lenders, rental affordability assessments, and tax-efficient structuring advice. Clients receive ongoing support for portfolio management and refinancing opportunities.
Bridging Loans
We offer bridging loan solutions for clients requiring rapid property transactions or interim financing. Our service includes loan structuring, exit strategy planning, and connections to specialist lenders. Clients benefit from expedited processing and flexible terms for property purchases or business needs.
Protection
Our protection services include income protection, life insurance, and critical illness cover to safeguard clients' financial stability. We provide tailored risk assessments and policy comparisons to ensure adequate coverage. Clients receive ongoing reviews to adapt policies to changing life circumstances.
Home Insurance
We arrange comprehensive home insurance solutions covering buildings, contents, and landlord-specific risks. Our service includes risk assessment, policy comparison, and claims support. Clients benefit from competitive premiums and coverage tailored to mortgage requirements and personal needs.
People
Richard
Mortgage Adviser
With over 30 years of experience, Richard specialises in mortgage solutions and financial planning. Clients praise his pragmatic approach, patience, and ability to resolve complex cases. He maintains long-term relationships through transparent communication and tailored advice.
Questions
What mortgage types do you specialise in?
We specialise in residential, buy-to-let, self-build, and bridging mortgages, along with remortgaging solutions tailored to individual needs.
Are your services regulated?
Yes, we operate as an FCA-regulated appointed representative of PRIMIS Mortgage Network, ensuring compliance with strict ethical and professional standards.
How do you charge for mortgage advice?
We charge a fee for mortgage advice, typically £325 with a maximum of £500, clearly disclosed before service commencement.
Do you offer protection insurance?
Yes, we provide income protection, life insurance, and critical illness cover to complement mortgage arrangements and safeguard financial stability.
What areas do you cover?
We primarily serve Southampton and Worthing, with clients across the UK through digital consultations and nationwide lender partnerships.
Can you help with complex mortgage cases?
Yes, our team specialises in resolving challenging cases, including non-standard income verification and unique property types, through specialist lender networks.
