We are fully independent mortgage advisers. Our aim is to provide you with the most suitable advice and recommend financial solutions for you and your family. You will have a dedicated adviser who will have over 20 years experience within the mortgage and financial services arena and will provide you a personal and professional service. FCA Reg. 454722.
Pure Mortgage & Financial Planning LLP is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. 187834. Wills and Trusts are not regulated by the Financial Conduct Authority.
Pure Mortgage & Financial Planning LLP is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. 187834. Wills and Trusts are not regulated by the Financial Conduct Authority.
Services
We have access to a comprehensive range of mortgages, which spans over 80 lenders and hundreds of schemes.
These schemes are updated daily and can change from one minute to the next, therefore we know how confusing it can all be.
We can identify which schemes suit you best and ensure that time isn't wasted in locating the right lender first time.
Discount: a rate that follows either a lender's variable rate or the Bank of England rate with a discount for a set period.
Flexible: a rate that offers you options within the mortgage term to change your payments, make overpayments or use your savings to reduce the overall mortgage.
These schemes are updated daily and can change from one minute to the next, therefore we know how confusing it can all be.
We can identify which schemes suit you best and ensure that time isn't wasted in locating the right lender first time.
Discount: a rate that follows either a lender's variable rate or the Bank of England rate with a discount for a set period.
Flexible: a rate that offers you options within the mortgage term to change your payments, make overpayments or use your savings to reduce the overall mortgage.
Re-mortgaging can sometime be a very costly exercise as lenders still charge fees for changing from one lender to another.
From our comprehensive range of mortgage products, we can design a re-mortgage solution that will avoid the sudden rise from a low rate onto the lender's variable rate whilst considering any special offers that may be available at any given time.
Certain offers can include free legal fees, or no valuation fees to pay, which can sometimes save in the region of up to 1,000.
FCA Reg.
From our comprehensive range of mortgage products, we can design a re-mortgage solution that will avoid the sudden rise from a low rate onto the lender's variable rate whilst considering any special offers that may be available at any given time.
Certain offers can include free legal fees, or no valuation fees to pay, which can sometimes save in the region of up to 1,000.
FCA Reg.
Buy-to-let mortgages are different from residential mortgages in a number of ways.
Firstly, the amount that can be borrowed is based on the property's value and the rent that is expected to be received each month from your tenant.
Some lenders will however take into account your income as well.
Secondly, the interest rates and fees are normally higher than for mortgages used to buy a property to live in.
Finally, not all types of tenants are acceptable to all lenders so finding the right tenant can be critical.
Firstly, the amount that can be borrowed is based on the property's value and the rent that is expected to be received each month from your tenant.
Some lenders will however take into account your income as well.
Secondly, the interest rates and fees are normally higher than for mortgages used to buy a property to live in.
Finally, not all types of tenants are acceptable to all lenders so finding the right tenant can be critical.
These are a range of products that are only available to homeowners over the age of 55.
Equity Release is a way for you to access the equity (wealth) tied into the value of your house, without you having to sell your property.
The amount that you can borrow will depend on the value of your home and your age.
An Equity Release Mortgage product will usually be either a Lifetime Mortgage or Home Reversion.
These mortgages have no fixed term and you don't need to make regular repayments (unlike a standard mortgage or loan).
Equity Release is a way for you to access the equity (wealth) tied into the value of your house, without you having to sell your property.
The amount that you can borrow will depend on the value of your home and your age.
An Equity Release Mortgage product will usually be either a Lifetime Mortgage or Home Reversion.
These mortgages have no fixed term and you don't need to make regular repayments (unlike a standard mortgage or loan).
It's never easy to cope when someone close to you dies.
Grief is a natural reaction and coping with the pain and loss can be even more difficult if there are added financial pressures.
Nobody really wants to think about dying but it makes sense to plan for what could happen and help make it easier for those left behind.
It won't stop the grief but it can help support your family after you die.
How will your family cope if one or more of the main earners dies?
If you want to make sure your family can maintain a reasonable standard of living without undue financial concerns, it makes sense to prepare for both unforeseen- and foreseen circumstances - and protect your family.
Grief is a natural reaction and coping with the pain and loss can be even more difficult if there are added financial pressures.
Nobody really wants to think about dying but it makes sense to plan for what could happen and help make it easier for those left behind.
It won't stop the grief but it can help support your family after you die.
How will your family cope if one or more of the main earners dies?
If you want to make sure your family can maintain a reasonable standard of living without undue financial concerns, it makes sense to prepare for both unforeseen- and foreseen circumstances - and protect your family.
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