Business Details
Your Trusted Mortgage Advisers in Scarborough
Hinchliffe Brian has been providing expert mortgage and insurance advice for over 30 years, combining deep local knowledge with a commitment to client-focused service. We operate independently of banks, prioritising our clients' interests while offering access to exclusive mortgage deals through our partnership with PRIMIS Mortgage Network. Our fee-free advisory service is supported by transparent communication and a structured approach to matching clients with tailored financial solutions.As an appointed representative of a Financial Conduct Authority-regulated entity, we maintain rigorous professional standards across all our advisory processes. Our Scarborough-based team specialises in navigating the complexities of residential and buy-to-let mortgages, alongside comprehensive home protection insurance options.
Services
Mortgage Advice
Home Insurance
Buy-to-Let Mortgages
Re-mortgaging
First-Time Buyer Mortgages
Help to Buy Schemes
Highlights and features
- 30+ years of specialist mortgage advisory experience
- No fees for our advisory services
- Exclusive mortgage rates through PRIMIS Mortgage Network
- Client-focused approach with transparent communication
- Deep local market knowledge in Scarborough
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Mortgage Advice
Our expert mortgage advisory service covers all property types including first-time purchases, re-mortgaging and buy-to-let investments. We access exclusive market deals through PRIMIS Mortgage Network while providing impartial guidance tailored to individual financial circumstances. Our Scarborough-based team simplifies the mortgage process with transparent fee-free advice and comprehensive lender communication.
Home Insurance
We offer comprehensive home insurance solutions including buildings, contents and combined policies. Our insurance advisory service helps protect residential and investment properties with tailored coverage options. We provide clear explanations of policy terms and coverage limits to ensure appropriate protection for both homeowners and landlords across Scarborough and surrounding areas.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage advice for property investors, including portfolio management and new acquisitions. We provide market insights on investment property financing while accessing exclusive lender deals. Our Scarborough team offers detailed guidance on tax implications and regulatory requirements for rental property mortgages through our PRIMIS Mortgage Network connections.
Re-mortgaging
Expert re-mortgaging services to help homeowners secure better rates or release equity. We analyse current mortgage terms against market options to identify savings opportunities. Our fee-free advisory service includes comprehensive paperwork handling and lender negotiation to simplify the refinancing process for Scarborough residents.
First-Time Buyer Mortgages
Specialist mortgage advice for first-time buyers navigating their initial property purchase. We explain government schemes like Help to Buy while accessing exclusive market rates. Our Scarborough team provides step-by-step guidance through the mortgage application process, offering clear explanations of affordability criteria and deposit requirements.
People
Brian Hinchliffe
Director
With over 30 years' experience in mortgage advisory services, Brian leads our Scarborough team. He specialises in connecting clients with tailored mortgage solutions while maintaining our commitment to transparent, fee-free advice.
Danielle Barker
Financial Adviser
Danielle provides expert mortgage and insurance advice, leveraging local market knowledge to support clients across Scarborough. She focuses on clear communication and comprehensive financial solutions for residential and investment properties.
Questions
Do you charge fees for mortgage advice?
No, our mortgage advisory services are completely fee-free. We receive a procuration fee from lenders instead.
What mortgage types do you offer?
We provide advice on all mortgage types including first-time buyer, re-mortgage, buy-to-let, and Help to Buy schemes through our PRIMIS Mortgage Network connections.
Are your mortgage advisors regulated?
Yes, we're an appointed representative of PRIMIS Mortgage Network, which is authorised and regulated by the Financial Conduct Authority.
Do you offer home insurance advice?
Yes, we provide guidance on buildings, contents, and combined home insurance policies alongside our mortgage services.
Can you help with buy-to-let mortgages?
Yes, we specialise in buy-to-let mortgage advice including portfolio management and investment property financing solutions.
