Business Details
23 Years
experience
Trusted Mortgage Advisers in Cheadle
Established in 2003, R S C New Homes has built a reputation as one of the UK's leading New Homes Mortgage Specialists. Our team of experienced advisors provides tailored mortgage solutions for home movers, first-time buyers, buy-to-let investors, and those seeking re-mortgage opportunities. With over a decade of expertise in new build mortgage products, we offer exclusive deals and access to thousands of mortgage schemes through our panel of lenders. Our services extend to mortgage protection, life insurance, and property insurance, ensuring comprehensive financial solutions for our clients.Operating seven days a week with telephone and face-to-face appointments, we prioritise swift processing and dedicated account management. Our partnership with First2Protect Insurance Services enables us to provide expert guidance on buildings and contents insurance, while our status as an Appointed Representative of PRIMIS Mortgage Network ensures regulatory compliance and industry recognition. We maintain transparency in all our services, clearly communicating fees (typically 395 for mortgage advice) and commission structures.
Services
New Build Mortgages
Buy to Let
Re-mortgage
First Time Buyer
Mortgage Protection
Life Insurance
Critical Illness Cover
Income Protection
Buildings Insurance
Contents Insurance
Details
- Year established: 2003
Highlights and features
- We have over 10 years of experience in new build mortgage solutions
- We offer exclusive mortgage products unavailable elsewhere
- Our team provides dedicated account handling with swift processing
- We operate seven days a week with flexible appointment options
- Our advisors specialise in Help to Buy Equity Loan Schemes
Associations and certifications
- Financial Conduct Authority
What people say
Quick to answer emails
Knowledgeable staff
Personal approach
Brilliant to deal with
Proactive updates
Services
New Build Mortgages
Specialist mortgage solutions for new build properties with exclusive products and Help to Buy Equity Loan Scheme expertise. Our advisors access thousands of schemes through leading lenders, offering tailored advice seven days a week. We provide telephone agreements in principle and rapid processing for property purchases across the UK.
Buy to Let
Mortgage arrangements for property investors with access to specialist buy-to-let products. Our experienced team guides clients through the application process, offering competitive rates and tailored solutions for both novice and experienced landlords seeking property investment opportunities.
Mortgage Protection
Comprehensive protection packages including life insurance, critical illness cover, and income protection to safeguard mortgage commitments. Our advisors help clients select appropriate coverage levels to protect against financial hardship from unforeseen circumstances affecting their ability to meet repayments.
Re-mortgage
Expert guidance for homeowners seeking better mortgage terms or equity release. We compare thousands of schemes to find optimal refinancing solutions, helping clients reduce payments, change loan terms, or access property equity while ensuring smooth transition processes.
First Time Buyer
Tailored mortgage advice for first-time purchasers navigating their initial property acquisition. Our specialists explain available schemes, assist with affordability assessments, and provide clear guidance through the entire purchasing process to make homeownership accessible and straightforward.
Questions
What mortgage types do you specialise in?
We specialise in new build mortgages, buy-to-let investments, re-mortgages, and first-time buyer schemes with exclusive lender products.
How much is your mortgage advice fee?
Our typical mortgage advice fee is £395, payable on application, though we waive this for mortgages arranged through associated new home developers.
Do you offer weekend appointments?
Yes, we provide mortgage advisory services seven days a week with appointments available by telephone or face-to-face.
Can you help with mortgage protection?
We offer comprehensive mortgage protection solutions including life insurance, critical illness cover, and income protection policies tailored to individual needs.
Are your mortgage advisors regulated?
Yes, we operate as an Appointed Representative of PRIMIS Mortgage Network, authorised and regulated by the Financial Conduct Authority.