Business Details
31 Years
experience
Your Trusted Mortgage Co Broker in Leeds
Established in 1995, Mortgage Co is a Leeds-based mortgage and protection brokerage with a team of four advisers and two administrative staff. Our team brings over eighty-five years of combined experience in financial services, specialising in tailored mortgage solutions for first-time buyers, home movers, and buy-to-let investors. We work with a wide range of lenders, including high street and specialist providers, to offer competitive rates and bespoke advice. Our services extend to protection insurance, including life, critical illness, and income cover, ensuring comprehensive financial planning support. We prioritise transparency, with upfront pricing and a standard fee of 395, charged only upon completion.Our small, dedicated team provides personalised guidance throughout the mortgage journey, from initial consultation to key collection. We maintain strong partnerships with local estate agents and solicitors to streamline the property process for clients. Regulated by the Financial Conduct Authority, we combine regulatory compliance with a client-centric approach to build lasting relationships. Our advisors are qualified professionals committed to delivering sound, ethical advice tailored to individual client needs. With a focus on accessibility, we offer free initial consultations and ongoing support to ensure clients make informed financial decisions.
Services
First Time Buyer Mortgages
Remortgage Advice
Buy to Let Mortgages
Protection Insurance
Self-Employed Mortgages
New Build Mortgages
Equity Release
Life Insurance
Critical Illness Cover
Income Protection
Details
- Year established: 1995
Highlights and features
- Over 85 years combined experience in financial services
- Access to exclusive mortgage deals from top lenders
- Transparent pricing with no hidden fees
- Personalised service tailored to individual client needs
- Regulated by the Financial Conduct Authority for compliance assurance
Associations and certifications
- Financial Conduct Authority
What people say
Personalised service
Expert mortgage advice
Transparent fees
Strong local knowledge
Dedicated support
Services
First Time Buyer Mortgage Co Cos
Specialist mortgage solutions for first-time purchasers, including 5% deposit schemes and government-backed guarantees. We help clients navigate eligibility criteria and secure competitive rates tailored to their financial circumstances. Our advisers provide comprehensive guidance on available incentives and application processes.
Remortgage Advice
Expert remortgaging services to help clients reduce monthly payments or access equity. We analyse current deals against market offerings and manage the transition process while ensuring compliance with lender requirements. Our advice considers exit fees and long-term financial benefits.
Buy to Let Mortgage Co Cos
Tailored financing solutions for property investors, including limited company structures and portfolio management. We connect clients with specialist lenders offering competitive rates for residential and commercial buy-to-let properties, with support for tax-efficient arrangements.
Protection Insurance
Comprehensive insurance products covering life, critical illness, and income protection. Our advisers assess individual needs to recommend policies that safeguard against financial hardship, ensuring mortgage payments and living expenses are covered during unforeseen circumstances.
Self-Employed Mortgage Co Cos
Mortgage Co solutions for self-employed individuals and contractors, including sole traders and limited company directors. We work with lenders that accept alternative income verification methods and provide guidance on documentation requirements to maximise approval chances.
People
Steven
Mortgage Adviser
Combines mortgage expertise with alpaca farming experience, applying meticulous attention to detail in both fields. Qualified adviser with specialist knowledge of niche mortgage products and client-centric service delivery.
Questions
What mortgage options exist for first-time buyers with small deposits?
We offer 5% deposit schemes through the Mortgage Co Guarantee Scheme and alternative options like gifted deposits or joint mortgages with parents.
Can self-employed individuals get mortgage approval?
Yes, we specialise in self-employed mortgages using business accounts, SA302 forms, or contractor day rates to verify income for mortgage applications.
Do you provide buy-to-let mortgage advice?
Yes, we offer buy-to-let mortgages for both individual landlords and limited companies, including portfolio management solutions and tax-efficient structures.
What protection insurance options are available?
We provide life insurance, critical illness cover, and income protection policies to safeguard mortgage payments and household expenses against unforeseen circumstances.
Are there fees for mortgage advice?
Our standard mortgage advice fee is £395, charged only upon successful completion of your mortgage application with no upfront costs.
How long does mortgage approval take?
Approval times vary by lender but typically take 2-6 weeks. We expedite the process through direct lender relationships and efficient document management.
