Business Details
Trusted Financial Advisers in Barnstaple
Eclipse Financial Solutions has been providing trusted financial advice to clients across Devon and beyond for over 30 years. Our independent, unbiased recommendations span mortgages, pensions, investments, and protection services, tailored to individual needs. Based in Barnstaple, we combine local expertise with access to the whole market, ensuring clients receive solutions that make their money work effectively.Our team of qualified advisors, including directors with decades of industry experience, prioritises clarity over jargon, delivering professional guidance that aligns with long-term financial goals. Regulated by the Financial Conduct Authority, we maintain rigorous standards of transparency and client care, with a commitment to resolving concerns promptly through established procedures.
Services
Mortgages
Protection
Lifetime Mortgages
Retirement Planning
Savings & Investments
Pensions
Equity Release
Investments
Family Protection
Highlights and features
- We offer over 30 years of experience in independent financial advice
- Our team includes FCA-authorised directors with sector-specific expertise
- We provide tailored solutions across mortgages, pensions, and investments
- Our advice is independent, with access to the whole market
- We are regulated by the Financial Conduct Authority for client protection
Associations and certifications
- Financial Conduct Authority
Services
Mortgages
We provide independent mortgage advice tailored to individual circumstances, including purchase, remortgage, buy-to-let, and shared ownership options. Our experts help clients navigate loan-to-value ratios, repayment methods, and interest rates to secure suitable financing. With access to the whole market, we ensure competitive rates and long-term affordability.
Lifetime Mortgages
Our lifetime mortgage solutions allow homeowners to release equity while retaining property ownership. We explain loan terms, repayment conditions upon death or care admission, and tax implications. This service enables clients to utilise property wealth for retirement income or family support without relocating.
Pensions
We offer independent pension advice covering workplace schemes, personal pensions, and retirement income strategies. Our services include assessing contribution levels, tax efficiency, and investment choices to build sustainable retirement funds. We help clients optimise pre- and post-retirement financial security through tailored planning.
Investments
Our investment services focus on risk-appropriate portfolio management, tax-efficient vehicles, and long-term growth strategies. We explain investment vehicles, market risks, and diversification principles to help clients achieve financial goals. We prioritise transparency in fees and performance tracking.
Family Protection
We provide family protection solutions including life insurance, critical illness cover, and income protection. Our advisors assess coverage needs based on family circumstances, debts, and future obligations. These policies ensure financial security for dependants in case of unexpected events, with options for fixed or decreasing term assurance.
People
Robert Vogler
Director
Qualified financial advisor with 25+ years' experience in North Devon. Specialises in mortgages and financial market regulations. Holds DipPFS, CeMap, and AIPW qualifications. Provides expert guidance to both individual and corporate clients.
Martin Evans
Director
Experienced financial services professional with 30+ years' expertise in mortgages, pensions, and investments. Holds DipFA and MAQ qualifications. Focuses on delivering tailored solutions for clients across Devon and the UK.
Helen Palmer
Mortgage and Protection Adviser
Qualified mortgage adviser with background in local estate agency. Completed UK Financial Services Regulation and Ethics qualification. Manages mortgage applications and protection policies while overseeing office administration.
Helen Roseveare
Investment Administrator
Handles pension and investment administration since 2015. Ensures accurate processing of investment transactions and client documentation. Provides support for clients' wealth management needs.
Questions
What financial services do you offer?
We provide mortgages, pensions, investments, lifetime mortgages, protection policies, and retirement planning. Our independent advice covers all aspects of personal and business financial management.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA No. 737344), ensuring compliance with strict industry standards and client protections.
Do you serve clients outside Devon?
While based in Barnstaple, we advise clients across the UK. Our services are available to individuals and businesses nationwide through remote consultations and digital tools.
What makes your mortgage advice different?
We offer whole-of-market access, independent recommendations, and tailored solutions. Our advisors explain complex mortgage options clearly, focusing on long-term affordability and client circumstances.
How do you handle client complaints?
We resolve complaints promptly through internal procedures. If unresolved, clients may refer concerns to the Financial Ombudsman Service for independent review.
