Y 3 S Group
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Since 2001, we've packaged billions of pounds of specialist first and second charge mortgage enquiries, bridging loans and commercial finance on behalf of financial intermediaries. We like to think of ourselves as the superheroes of the industry, always on call for our introducers, ready to save the day and find funds for their clients with unusual needs or expectations.

As Britain's leading specialist master broker we make it as simple as possible to get quotes.
Services
Y3S has been the finance intermediary's broker of choice for specialist finance solutions since 2001.
We have nurtured key partnerships with the UK's leading specialist lenders over this period and enjoy director level relationships with all of our lenders.
It's likely that your client will have wasted time being messed about by a mortgage lender before you pass them to us, so we know that time is of the essence.
From our online systems, to our nationwide courier service to our 24 hour commissions, our entire service proposition is based around the fact that speed matters.
If your client's status doesn't fit the high-street criteria we can you help source and package a specialist first charge mortgage.
Y3S Loans is one of the largest packagers in the UK and accepts business from a network of thousands of finance intermediaries.
Our size means we have excellent director-level relationships with our lender panel built through trust over time.
Over 50% of our business is completed 'outside of criteria' as we make the most of the unique and flexible referral arrangements that we have.
A bridging loan is a great solution when your client needs finance quickly in order to take advantage of opportunities that arise or resolve emergency situations.
Whilst bridging finance were once a niche product, they've grown in popularity due to their flexiblity and quick completion times yet with so many short-term lenders on the market it can be difficult to find the best deal.
At Y3S Bridging & Commercial our team of specialist brokers help financial intermedaries raise bridging loans for their clients everyday so you can rely on us to find you the best solution as quickly as possible.
With so many commercial lenders on the market, it can be difficult to know if you've found the best solution for your client.
At Y3S Bridging and Commercial, we have a dedicated team of brokers working on specialist commercial finance cases every day on behalf of financial intermediaries.
You can rely on us to identify and source the best solution for your client and provide excellent levels of service throughout the process.
We've helped home builders, barn converters, landlords, property developers and investors raise the finance they need.
If your client's status doesn't fit the high-street criteria we can help you by sourcing and packaging a specialist lifetime mortgage.
Y3S Loans is one of the largest packagers in the UK and accepts business from a network of thousands of finance intermediaries.
We have been in the lifetime mortgage market for some years now, and have built a brilliant reputation and relationship with the lenders in the market.
We also have access to exclusive products and enhanced procuration fees.
All compliance is taken care of, and we have a number of recommended equity release specialist solicitors, so the whole process from start to finish is taken care of.
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