Business Details
2 Years
experience
Trusted Mortgage Brokers in Barnsley
Established in 2024, LM Mortgages operates as an appointed representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority (FCA No. 797701). We specialise in providing tailored mortgage solutions for first-time buyers, remortgagers, home movers, and buy-to-let investors. With access to the entire mortgage market, our approach focuses on understanding individual client needs to secure the most suitable deals. Our commitment to transparency includes upfront disclosure of fees, with a typical mortgage arrangement charge of 499. We prioritise long-term client relationships, evidenced by consistent referrals from satisfied customers. Our services extend to insurance products, including critical illness cover, life insurance, and income protection, ensuring comprehensive financial planning support.Headquartered in Barnsley, South Yorkshire, we combine local expertise with nationwide market access. Our team maintains rigorous compliance with FCA regulations, ensuring client interests remain paramount throughout the mortgage process. We actively assist clients through every stage, from initial advice to completion, while safeguarding credit ratings by avoiding unnecessary credit searches. Our expertise in navigating complex lender criteria has helped clients previously declined elsewhere, demonstrating our dedication to finding solutions for diverse financial circumstances.
Services
Mortgage Brokerage
Insurance Services
First Time Buyer
Remortgaging
Property Investment
Critical Illness Cover
Life Insurance
Income Protection
Details
- Year established: 2024
Highlights and features
- We are FCA-authorised and regulated for consumer protection
- We offer access to the entire mortgage market
- Our team provides personalised mortgage solutions for complex cases
- We maintain transparent fee structures with typical charges disclosed
- We provide ongoing support from application to completion
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Exceptional service
Personalised approach
Successful solutions
Complex cases handled
Transparent process
Services
Mortgage Brokerage
We provide comprehensive mortgage brokerage services covering first-time purchases, remortgaging, property investment, and home moving scenarios. Our FCA-regulated advisors access the entire market to find suitable deals while maintaining transparent fee structures. Our team supports clients through every stage from initial application to completion.
Insurance Services
We offer critical illness cover, life insurance, income protection, and property insurance solutions. These products protect clients' financial commitments during unexpected life events while complementing mortgage arrangements. Our advisors ensure appropriate coverage levels aligned with individual circumstances and lender requirements.
First Time Buyer
Specialist support for first-time property purchases includes market access, lender negotiations, and process guidance. We help clients navigate affordability assessments, deposit requirements, and mortgage applications while protecting credit ratings through responsible credit search practices.
Remortgaging
Our remortgaging service identifies better deals when existing fixed-rate periods end. We assess market options, negotiate with lenders, and manage the transition process while considering potential early repayment charges. This service helps clients reduce payments or release equity from their properties.
Property Investment
We provide buy-to-let mortgage solutions for property investors. Our service includes portfolio reviews, competitive deal sourcing, and remortgaging strategies to facilitate additional investments. We advise on regulatory considerations and help structure financing arrangements that maximise investment potential.
People
Louisa Manterfield
Mortgage Advisor
Louisa specialises in complex mortgage cases, providing tailored solutions for clients with unique circumstances. Her expertise includes first-time buyer guidance, buy-to-let financing, and remortgaging strategies while maintaining FCA compliance standards.
Questions
Are your mortgage services regulated?
Yes, we operate as an appointed representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority (FCA No. 797701).
What mortgage types do you offer?
We provide first-time buyer mortgages, remortgaging options, home mover solutions, and buy-to-let financing across the entire market.
How much are your mortgage fees?
Our typical mortgage arrangement fee is £499, though exact charges depend on individual circumstances and are disclosed upfront.
Do you offer insurance products?
Yes, we provide critical illness cover, life insurance, income protection, and property insurance to complement mortgage arrangements.
Can you help with difficult mortgage cases?
Our team specialises in complex cases, including clients previously declined elsewhere, by carefully matching circumstances with appropriate lenders.
